Don’t Let the Mortgage Crunch Stop You From Buying A Home

I’m assuming a few things here. I’m assuming you have a good income, you have great credit, you have a solid down payment (20% or more is ideal) and plan on living in your home for at least five years. If you don’t fit this criteria, that doesn’t mean you can’t buy a San Francisco home, but you need to discuss your desire to buy a home with a professional that works in SF. (I’m a professional that works in SF and if you’d like, you can ask me. :-))
So, assuming you have all of the above criteria, or have discussed your special circumstances with a professional if not, let’s talk about what to expect in our new mortgage climate. (more…)






















































