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Moving is a Pain in the Ass - But it’s Worth It!
No matter how much you love your new home, packing up your belongings and moving them is a royal pain in the ass. If you’re a regular reader, you know that I am in the process of moving to my new home across the street from the beach in the Outer Sunset.
To be frank, […]
You Can Go Stated as Long as Your Not ‘Industry’
Stated income has always been laughable to me. For the most part the way that it’s been implemented in the industry is as outright fraud - pick a number that makes the loan work and find a way to justify it to the brain-dead underwriting team that is just trying to hit their numbers. Now, […]
A BIG, heartfelt THANK YOU!
I just wanted to take a minute to say thank you to those that have contributed to Blown Mortgage over the last couple of months. Tom, Chris, Graeme, Matthew, Ricardo and Sean. I greatly appreciate your effort, expertise and insight that you have brought to Blown Mortgage. Thank you deeply for your support and contributions.
I […]
Conforming Loan Limit Increase in Jeopardy
Put away the champagne folks - the conforming loan limit increase seems to be in jeopardy.
According to Inman News:
But an increase in the conforming loan limit faces opposition in the Senate, where Sen. Richard Shelby, R-Ala., is sticking with the position previously held by the Bush administration: that any increase in the conforming loan limit […]
Over, Under, At - SF Home Sales: January 19 - 25, 2008
Welcome back to the “Over, Under, At” weekly feature. It’s a simple breakdown taken from MLS data that shows the number of closed sales that sold Over Asking Price, Under Asking Price or At Asking Price.
*Just a reminder that new construction sales are rarely included in this list since they don’t get posted on […]
Toronto District School Board
The Toronto District School Board serves almost 1.4 million electors of the City of Toronto. It is the largest school Board in Canada and among the largest in North America. Public schools are funded through property taxes collected by the provincial government and sent back through specific funding formulas to school boards. The provincial funding […]
Homeownership becoming affordable?
Housing affordability to improve in 2008, says RBC Economics
After homeownership costs climbed steadily through 2007, nationwide housing affordability should to start to improve in 2008, according to the latest Housing Affordability report by RBC Economics.
“Almost every house class in every province and major city saw affordability deteriorate last year,” said Derek Holt, assistant chief economist, […]
FICO Psycho
If I could of reached my hand through the phone and strangled the representative from FICO on the other end of the phone, I would of.
Got a client “ teacher, divorced, been on the job 30 years, good credit except for some minor dings, SFR, trying to do a cash-out conforming refinance to pay off […]
Condo-mania in Toronto
Toronto offers world-class condo living
The Toronto core boasts a growing abundance of gorgeous city condominiums that offer such features as fourteen foot ceilings and sunny south east exposures, some so open and spacious you feel like you are living in a house. Well-designed condos with contemporary comfort are providing ready access to a fantastic downtown […]
Toronto property taxes up 3.75%
Homeowners will be facing a 3.75 per cent property tax hike.
City of Toronto officials will roll out an $8 billion spending budget for 2008 on Monday that sources say calls for a 3.75 per cent increase “ almost identical to last year’s 3.8 per cent. On the average home, that translates to about $80 extra.
The […]
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